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Our economy is still recovering from the housing crash of 2007 and 2008, and the banking crisis it led to. And inequality continues to rise, driven in part by flawed systems of finance that drive a wedge between rich and poor. In "No More Foreclosures: The Case for Flexible Homeownership," Oren Litwin presents a proposal for a new way to finance our homes, using equity instead of debt. If people are able to gradually buy equity in their homes over time, the gap between renters and buyers is bridged and we will all gain more financial resilience and peace of mind. Our homes will become a true store of value, and our financial system will become more humane as a result.
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