Description
Do you want to retire, but feel that you don't have a robust retirement plan in place? If so, this book is for you!
Written by an Independent Financial Adviser who specialises in retirement planning, the book will take you through a structured retirement planning journey, covering the following key areas:
? Person: Establishing the cost of your current and desired lifestyle.
? Plan: Building a financial plan to evaluate the feasibility of your goals.
? Product: Creating an investment engine to deliver the returns your financial plan requires.
? Retirement income withdrawal strategy: Constructing a withdrawal strategy and the various "levers" that can impact your plan's sustainability.
? DIY or pay for advice: Key topics to consider if you are a DIY retirement planner. If you plan to pay for financial advice, how do you find an adviser that best fits your needs?
A Nobel Prize winner in Economic Sciences once stated that retirement planning was the nastiest, hardest problem in finance. Unknowns relating to life expectancy, future investment returns and inflation add surprising complexity to a deceptively simple question:
"Have I got enough money to enable me to live the lifestyle I want in retirement without fear of running out of money?"
This book provides the framework and confidence to answer this challenging question.
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