In his financial advice book for individual investors, personal finance expert David Bromelkamp shares step-by-step instructions to search for and find a financial advisor you can trust.

Did you know anyone can call themselves a financial advisor, financial planner, or wealth manager, regardless of the quality of their financial advice?

Did you know they often work on commission? Or receive bonuses for enrolling their clients in certain products?

Most so-called financial advisors work for companies that expect their people to make sales -- offering incentives, demanding quotas, and creating conflicts of interest that affect how they serve the consumer. Working under these pressures, how can financial advisors be truly objective when providing you with retirement advice or investment options?

When profits are the main emphasis, people tend to come second. Even well-intentioned financial advisors can be influenced by company pressure to sell certain products, whether or not the client truly needs them.

Unafraid to call it like it is, personal finance expert David Bromelkamp takes on the Goliath financial industry in this empowering, informative, and easily digestible guide for the individual investor.

David Bromelkamp is the founder of Allodium Investment Consultants, an independent, fee-only Registered Investment Adviser firm in Minneapolis, Minnesota. He is an Accredited Investment Fiduciary® (AIF®) with over forty years of financial planning experience. In 2005, Bromelkamp left his commission-based investment securities brokerage firm in favor of a fee-only advice model, and he hasn't looked back. The same option is available to you as an individual investor -- no matter your age, circumstances, or net worth.

Bromelkamp established AdvisorSmart® in 2018 with a mission to educate investors to find better financial advice. As an investor advocate organization, AdvisorSmart® aims to help millions of individuals gain a better understanding of today's financial advisory industry so they can seek and hire a trustworthy financial advisor.

Whether you're just getting started investing or taking a closer look at your current financial advisor, learn how to:

• Avoid biased financial advice and identify conflicts of interest

• Recognize the characteristics of good advice

• Understand the value of a fiduciary standard of care -- and other industry terminology

• Distinguish between fee-only and fee-based financial planners

• Find and hire an independent financial advisor you can trust

Backed by evidence-based research and dozens of expert interviews, AdvisorSmart for the Individual Investor is packed with knowledge to help you to seek, find, interview, and hire a trusted advisor who fits your unique needs and keeps your best interests in mind.

Avoid the Wall Street charlatans; it's time for better financial advice.

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• Publication Date: April 4, 2025
• Text-to-Speech: Disabled
• Lending: Disabled
• File Size: 385 KB